The following article by guest author Sam Savage, senior research associate at Stanford University, is a must read for anyone planning for retirement. It addresses the problem of relying upon average returns for your calculations. We at Christian Financial Principles employ the Monte Carlo Simulation and Nobel Prize winning calculations by Harry Markowitz mentioned in the article. Consider contacting us for real life, common sense solutions for your retirement planning needs. 

I'm sure you've heard a lot about the concerns with our present social security system. There are some major problems for us to consider. Read this article to learn what you can do to prepare for upcoming changes.

I want to thank Lysa TerKeurst of the Proverbs 31 ministry for allowing us to post her article on our site. This is an excellent message that applies to all aspects of your life, not just money. I have applied it to my life and have seen many blessings because of it!

Want to take control of your finances? Then a budget is one important key. Whether you're struggling to make ends meet or have a six-figure income, a budget is a great tool to make the most of your income. This is a step-by-step guide to creating a working budget.